My goodness! I can't believe it's been a month since my last entry. :-( I won't be beating myself up over this. Work and life got in the way. In the meantime, things are set up on Mary Hunt's website. I have to say that hers is one of the really best set-ups for paying down debt and keeping track. It's very simplified, and there's really no excuse to not use it for those of us with needing to get rid of cc debt.

I've got two CCs set up on automatic. Chase and HSBC. It's nice because I was able to work something out with Chase and they willingly and dramatically reduced my finance rate. Looks like someone's trying to "clean up" their image. How do you say, "too little, too late." But better than not at all. ;-D

Over the course of time, I also signed up with UPromise and opened up an MM account and 36-month CD with Sallie Mae. I am seriously contemplating going back to school. If not, it'll be there for my retirement.